Strengthen your Medicare coverage & retire your worries

Aflac Medicare Supplement insurance helps fill the gaps in Medicare.

Learn how Aflac Medicare Supplement insurance works
with your Medicare Part A and Part B coverage

Aflac Medicare Supplement Insurance

At Aflac, we want to make sure you have the right amount of health care coverage to keep you moving according to plan.

Aflac Medicare Supplement insurance is private coverage that enhances your Medicare Part A and Part B plans. Our policies help cover services, fees and out-of-pocket costs that Medicare doesn’t pay.

Prepare for the future by protecting your finances and ensure your peace of mind.

  • How It Works

    Works with Medicare Part A and Part B.

    Aflac Medicare Supplement insurance works with your existing Part A and Part B coverage.

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    • Our plans help pay for expenses not covered by Medicare.
    • We offer a range of policies that fit your budget.
    • There are no networks to choose from, and we pay your health care provider so you can focus on getting better.
    • Aflac’s policies are guaranteed-renewable even if you have health problems.

  • The Benefits

    Helps provide protection and peace of mind.

    Aflac Medicare Supplement insurance provides the benefits you need.

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    • Portability: Aflac’s policies go with you wherever you are.
    • Flexibility: There are no network restrictions. You can see any doctor who accepts Medicare, including specialists, without a referral.
    • Dependability: We are a financially stable company that has nearly 60 years of experience providing insurance coverage to people like you.
    • Value: You can switch Aflac plans whenever you want to adjust your level of coverage.

  • What It Covers

    Helps cover Medicare expenses.

    Aflac offers several plans to work with Medicare Part A and Part B to help cover copays, deductibles and out-of-pocket expenses.

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    Our policies pay benefits for services such as:

    • Part A Inpatient Hospital Care
    • Skilled Nursing Facility Care
    • Part B Physician Services and Supplies
    • Blood Benefits
    • Emergency Care Outside of the U.S.
    • Hospice Care
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Learn About Medicare

Medicare is a publicly funded health insurance plan for people who are 65 years and older.3 Most people enroll in Part A and Part B in order to cover common health services. Use the links below to learn how Medicare can help you.

  • Learn about the different parts of Medicare

    Medicare Part A

    Free hospital
    care coverage

    You usually don’t pay a monthly premium for Part A coverage.4

    Part A helps cover:5
    • Inpatient care in hospitals
    • Skilled nursing facilities
    • Hospice care
    • Home health care
    • Physical therapy

    Medicare Part B

    Covers outpatient
    medical services

    You pay the Part B premium each month.6

    Part B helps cover:5
    • Doctors’ and other health care providers’ services
    • Outpatient care
    • Durable medical equipment
    • Home health care
    • Some preventive services to maintain your health and to keep certain illnesses from getting worse

    Medicare Part C

    Offered by privately contracted companies

    Medicare Part C, or Medicare Advantage, is offered by private companies that contract with the government.

    • Medicare Advantage Plans are a way to get the benefits and services covered under Part A and Part B
    • Most Medicare Advantage Plans also cover Medicare prescription drug coverage (Part D)
    • You may have out-of-pocket costs in a Medicare Advantage plan as well as be required to see doctors and hospitals within a network5

    Medicare Part D

    Covers outpatient prescription drug plans

    Part D is run by Medicare-approved private insurance companies.

    Part D helps:5
    • Cover the cost of prescription drugs7
    • Lower your prescription costs
    • Protect against higher drug costs in the future
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The Aflac Difference

Aflac plans are affordable, with a range of policies that fit most budgets. It’s just one of the reasons that makes applying for Aflac a
no brainer.

Aflac received an A+ (Superior) rating for financial strength from A.M. Best.1

Aflac was recognized as one of the World’s Most Ethical Companies for 7 years by Ethisphere magazine.2

Aflac has nearly 60 years of experience and insures more than 50 million people worldwide.

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  1. 1 Aflac's A+ (Superior) rating was affirmed by A.M. Best on May 27, 2011. A+ (Superior) is the second highest of 16 levels.
  2. 2 “World’s Most Ethical Companies,” Ethisphere magazine, Q1 2013 (quarterly).
  3. 3 And younger people that have disabilities or end-stage renal disease.
  4. 4 If you or your spouse paid Medicare taxes while working.
  5. 5 U.S. Department of Health and Human Services. "Medicare & You." December 2011. PDF file.
  6. 6 The standard premium in 2012 that most people will pay is $99.90. If you meet certain conditions, you may pay more.
  7. 7 Your actual drug plan costs will vary depending on the plan you choose, your prescriptions, your pharmacy and whether you get extra help paying your Part D costs.

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